RBI-aligned · PCI-DSS Level 1 Certified

Payments jo chalte hain, ruktein nahi.

UPI, Netbanking se instant payin collect karein. Bank, UPI ya wallet me automated ya manually-verified payout bhejein — sab kuch ek dashboard se.

0Cr+

Annual Volume

0%

Uptime SLA

0+

Merchants

Compliance & Certification

NPCI UPI CERTIFIED PCI-DSS LEVEL 1 ISO 27001 256-BIT AES ENCRYPTION RBI ALIGNED PA-PG NPCI UPI CERTIFIED PCI-DSS LEVEL 1 ISO 27001 256-BIT AES ENCRYPTION RBI ALIGNED PA-PG

Do gateway, ek platform

Payin collect karein, Payout automate karein

Payin Gateway

150+ payment modes — UPI, QR, Cards, Netbanking, Wallets.

  • Sub-second routing, auto reconciliation
  • Dynamic QR & payment links
  • Smart retry, 99.9%+ success rate

Payout Gateway

Bank, UPI aur wallet payouts — instant ya manually verified.

  • Same-day / instant settlement
  • Bank account validation via API
  • Manual approval queue for high-value payouts

Suraksha ke saath niyantran

Manual Payout kaise kaam karta hai

High-value ya risk-flagged payouts ke liye, paisa seedha nahi jaata — pehle ek insaan verify karta hai.

01

Payout Request

Merchant dashboard ya API se beneficiary ka amount, account/UPI ID submit karta hai.

02

Account Validation

Penny-drop verification se beneficiary ka naam aur account details automatically confirm hoti hain.

03

Ops Review

Compliance team amount, risk score aur limits ke against request ko manually check karti hai.

04

Approval

Authorised signatory dashboard se ek-click approve ya reject karta hai — audit trail ke saath.

05

Fund Transfer

IMPS/NEFT/UPI se transfer trigger hota hai, aur merchant ko real-time webhook milta hai.

Har manual payout ka poora audit log — kis approver ne, kab, kaunsa request clear kiya.

Developer First

Ek API, Payin aur Payout dono ke liye

Webhooks, aur Python, Node, PHP ke liye SDKs. Manual approval queue automatically trigger hoti hai jab payout limit se upar ho.

// Payout Request
POST /v1/payouts
{
  "amount": 25000,
  "mode": "manual_review",
  "beneficiary": {
    "account": "XXXX789",
    "ifsc": "SBIN0001234"
  }
}

// Payin Request
POST /v1/payments
{
  "amount": 499,
  "method": "UPI",
  "vpa": "merchant@okhdfcbank"
}
API Documentation
Payin Success Payout Speed
Instant SettlementT+0 / T+1
Manual Approval Turnaround< 30 min
Auto Payout TriggerReal-time
  • 256-bit encryption + tokenization
  • Smart payout routing (IMPS / UPI / NEFT)

Merchants Bolte Hain

Bharosa jo numbers se dikhta hai

★★★★★

"Manual payout approval flow ne humare finance team ka kaam bahut aasan bana diya — har transaction ka audit trail milta hai."

RK

Rahul Kapoor

Founder, ShopKiro

★★★★★

"Payin success rate 99% se upar chala gaya integration ke baad. Settlement bhi same-day hota hai."

PS

Priya Sharma

CFO, LearnNest EdTech

★★★★★

"10,000+ driver payouts ek click me — bulk CSV upload se hamara time 90% kam ho gaya."

AV

Arjun Verma

Ops Head, FleetGo Logistics

Sawal Jawab

Aapke sawalon ke jawab

Manual payout kab trigger hota hai?

Jab payout amount aapki configured limit se upar ho, ya risk engine kuch flag kare, to woh request automatically manual review queue me chali jaati hai — instant transfer ki bajaye.

Manual approval me kitna time lagta hai?

Business hours me average turnaround 30 minute se kam hai. Har request ka status dashboard aur webhook dono par real-time dikhta hai.

Kya main apni manual review limit set kar sakta hoon?

Haan — dashboard ke settings me amount threshold, beneficiary risk rules, aur approver roles fully customizable hain.

Settlement kitni jaldi milta hai?

Payin ke liye T+0 ya T+1 settlement available hai. Payout instant mode me seconds me, manual mode me approval ke turant baad process hota hai.

Shuru karein

Payin aur Payout, ek saath, ek platform par

5000+ businesses vastropay par collection aur disbursement dono chala rahe hain.